Exclusive member benefits

  1. Sharing our profits with members

    We've launched the Nationwide Fairer Share as part of our ongoing commitment to rewarding our members.

  2. Member-only products

    We have a range of products we keep just for our members. They include savings accounts, credit cards and loans.

  3. Switching to a new mortgage deal

    Existing mortgage members can switch to a new mortgage deal with rates as good as, or better than, those available to new customers remortgaging to us.

  4. Our Savings Promises

    We have 7 promises to make things fairer for our members. We promise we won't offer 'brand new customer only' savings accounts.

  5. Have your say

    Our members decide how we’re run, through our Annual General Meetings (AGM) and regular talkbacks.

  6. Branch commitment

    We’re investing in our branches. Because we're committed to supporting communities. And understand the importance of talking face-to-face.


Latest member offers

5.5% AER/gross a year (fixed) on your savings

Our new Member Exclusive Bond pays 5.5% AER/gross a year (fixed) for 18 months on balances up to £10,000.

Only available for existing members. And for a limited time.


What makes you a member

You're a Nationwide member if you have any of these products:

The following products do not make you a member:

  • Personal loan
  • Credit card
  • Investments
  • Business savings account if you are a company, charity or trustee
  • Products from our subsidiaries (such as The Mortgage Works)

Why we're different

We’re not a bank. We’re a modern mutual. This means we are owned by our members, and think about profit differently.

That's why we donate at least 1% of our pre-tax profit to charitable causes. Including through our new social impact programme Nationwide Fairer Futures, which will help those who have been dealt an unfair hand.

Learn about our social impact