What membership means
Membership is at the heart of what makes us a good way to bank.
We always put our members first with exclusive products, rates and rewards. To become a member, simply bank, save or have a mortgage with us.
Discover the benefits of joining Nationwide.
Exclusive member benefits
Sharing our profits with members
We've launched the Nationwide Fairer Share as part of our ongoing commitment to rewarding our members.
Member-only products
We have a range of products we keep just for our members. They include savings accounts, credit cards and loans.
Switching to a new mortgage deal
Existing mortgage members can switch to a new mortgage deal with rates as good as, or better than, those available to new customers remortgaging to us.
Our Savings Promises
We have 7 promises to make things fairer for our members. We promise we won't offer 'brand new customer only' savings accounts.
Have your say
Our members decide how we’re run, through our Annual General Meetings (AGM) and regular talkbacks.
Branch commitment
We’re investing in our branches. Because we're committed to supporting communities. And understand the importance of talking face-to-face.
5.5% AER/gross a year (fixed) on your savings
Our new Member Exclusive Bond pays 5.5% AER/gross a year (fixed) for 18 months on balances up to £10,000.
Only available for existing members. And for a limited time.
What makes you a member
You're a Nationwide member if you have any of these products:
Business savings account (opens in a new window)
You must be a sole trader, partnership (not a limited liability partnership), or unincorporated body such as a club or voluntary group.
The following products do not make you a member:
- Personal loan
- Credit card
- Investments
- Business savings account if you are a company, charity or trustee
- Products from our subsidiaries (such as The Mortgage Works)